I'm afraid not. I have this same issue with my users.
Not only do I need to pay money to fund everyone's account, I have to do that trust action over and over and over again.
Because my users are noobs, it is too complicated for them to do it themselves in most cases.
But the advantage of Stellar is that the transactions themselves cost next to nothing, compared to large fees for bitcoin, Ethereum, litecoin, etc.
I'm a bit curious as to how this would all work on Eos and whether it would be easier to do.