I just made an account on Stellar using this link : https://www.stellar.org/account-viewer/#!/dashboard
And I copied the secret key that was generated into a Notepad document, and have been able to log into it, and transfer a small number of Lumens from my exchange account to it.
Below that on the page is the option to log in with my Ledger Nano S. I could make another account using the Nano, and transfer my coins to it, but would that be any more or less secure than just using the login address and my Secret Key?
If anything, I'm a bit worried about this stellar.org site being hacked or broken, because if it gets messed up, then it seems like I cannot log into my account and get my coins, Nano or not.
Where are my coins now? Are they on the blockchain and my secret key is the ONLY thing that allows me to get to them?