I read "Need create your own token or even ICO?" from https://wallet.stellar.chat/ and have the following questions:
1. What different between MY token and XLM?
2. MY token is a private token isn’t-it?
3. How does Alice get 100 MY tokens to send to Bob?
4. Where does Alice buy 100 MY tokens with her fiat money?
5. How does Bob get fiat money from 100 MY tokens sent by Alice?
It's very appreciated to have the answers from experts to help me understand more.
Thank you very much,