I will list the reasons why I chose XLM:
IBM partners up with Stellar Lumens.
STellar gives its users every good feature that Bitcoin can offer while, at the same time, it gives them the same flexibility offered by Ethereum.
Stellar is a decentralized blockchain just as Bitcoin, but it takes things one step further. It allows for international transactions to be carried out quickly, reliably and cheaply.
Moreover, Stellar is a blockchain operating system in full that allows for the creation of decentralized apps. It’s highly scalable, it allows for lots of transactions per second, and it takes no fees at all.